Finance

To many people, credit scores and ratings can be very mysterious. Essentially, your credit score represents how well you are at handling money. This tells people whether you’re a good investment and responsible enough that […]

Unless you’ve managed to save up a substantial amount, buying your first home would require a home loan or a mortgage. Applying for one can be a very complicated process, requiring multiple documents as well

Are you a young professional navigating your way in the career jungle? The first few years are the most difficult ones. You may find yourself losing the drive to carry on as you grapple with

It is not a secret that a personal savings bank can offer many affordable financial products other than car title loans. They generally have high interest, which is justifiable in the sense that their lenders

When it comes to insurance, it often feels like you don’t do anything but pay the premiums. You spend hundreds, if not thousands, of dollars on different insurance every month. No matter what type of

In a world of online shopping and mobile banking, it’s surprising to learn that there are people who don’t have bank accounts, but it’s true. A 2017 survey by the Federal Deposit Insurance Corporation found that 25%

Most people want to save money for emergencies and the future. They know they only have themselves to fall back on. Still, various surveys found out that nearly 70% of Americans have less than $1,000 saved up

Saving for a house is no small effort. Many people aspire to be homeowners but are often discouraged by hefty down payments and closing costs. Fortunately, there are several programs and grants designed to help people with

For a lot of people, the transition from being an unemployed student to productive wage-earner starts with a simple list of financial responsibilities. We don’t all hit the ground running in terms of financial independence.

When your employer doesn’t provide you with health insurance or you are no longer employed by a company that offers it, you can still have health insurance. Should you be forced to get health insurance